The Dental Health Maintenance Organization (DMHO) insurance providers offer dental services to their members. The member can see a dentist depending on the insurance type. At Elsinore Smiles, we accept any Health Maintenance Organization that covers dental care and treatment. Our dental staff can help review your insurance plan so you can get treatment from our roster of professional dentists.

Patients can get dental exams, procedures, and treatments through their insurance without cost or co-payments. We can help you make a claim if your dental treatment was performed by a nearby HMO dentist.

It is not necessary to present your insurance card when you visit our office. All you need to do is let the front desk know the name of your insurance provider and plan type. Give all the needed information and they will help review the dental service covered by your insurance. They will also let you know if there is a co-payment.

Learn more about how you can finance your treatment at Elsinore Smiles.

Types of HMO Insurances We Accept

DeltaCare

DeltaCare USA – This prepaid plan has no annual deductibles and maximums and has set copayments. With DeltaCare, the owner gets to choose a primary care dentist from their list and change the dentist via online or phone. The preventive and diagnostic services either have very low copayments or no co-payments at all. Missing teeth or preexisting conditions have no exclusions.

Over 250 various procedures are covered by this plan that includes cleanings, teeth whitening, and bleaching.

Disclaimer: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information please visit the insurance’s webpage or contact the customer service or member service number listed on most ID cards.

Delta Dental

The above logo is property of Deltacare USA, Inc.

Guardian

Guardian takes care of you and your family’s health by covering all dental preventive care. There are no copayments for diagnostic and preventive services. A member can have cleanings and x-rays with a little or no cost at all.

To make it more affordable, there are negotiated discounted rates for dentists. This allows the owner to bring his child to our dental office for that much-needed preventive care for tooth decay. Getting a root canal and crown on dental works give you more savings.

There are no long waiting hours because all it takes is 48 hours to process your claim. This permits you to immediately receive the treatments and procedures.

Disclaimer: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information please visit the insurance’s webpage or contact the customer service or member service number listed on most ID cards.

Guardian

The above logo is the property of Guardian, Inc.

Aetna

Aetna is a low-cost insurance plan with no annual maximums and deductibles.  Patients can change plans every month through its copayment or coinsurance plans that pay for dental services.

Basic and major dental services, as well as preventive care, are covered by Aetna. The owner can get 15% to 50% discount on any dental service by presenting his discount card together with his plan.

Disclaimer: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information please visit the insurance’s webpage or contact the customer service or member service number listed on most ID cards.

Aetna

The above logo is property of Aetna, Inc.

Cigna

The owner has a copayment or coinsurance on most dental services with a Cigna dental plan that he can track and manage online. There is no cost for routine and preventive care services.

There are no charges for amalgam fillings. There are no charges for extractions, root canals, crowns, bridge, gum treatment and dental repair, dentures, general and anesthesia, surgery if it is included in the member’s plan schedule allowance. There are also no annual deductibles.

Disclaimer: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information please visit the insurance’s webpage or contact the customer service or member service number listed on most ID cards.

Cigna

The above logo is the property of Cigna, Inc.

Safeguard

Safeguard covers over 400 dental procedures with a 25% discount on all applicable services. A member receives a detailed estimate of the service so the latter knows the cost of the dental service.  

Disclaimer: This information is subject to change on behalf of the insurance company. We are providing this as an informal guide to help you determine which services at our office are covered by your insurance. For more detailed information please visit the insurance’s webpage

The above logo is the property of Safeguard, Inc.

Having Dental Insurance

A dental insurance is not just important but it is necessary. Visiting your dentist for regular check-ups and receiving cleanings may be easy if you have ready cash for this. However, it is difficult for someone who has no money to cover these expenses, particularly in an emergency.

It is a complete disaster if you need to go to a dental office to get an emergency tooth extraction or filling with not enough money in your pocket. It is even harder if you are advised to have a dental implant or surgery. You do not want to experience this, right? Having a dental insurance takes the worry, as you are aware and confident that you are covered should there be a dental emergency.

Several employers offer this benefit to their employees. Employees get an HMO dental insurance that will take care of routine checkups and preventive care at no cost to the employee.These dental insurance plans let the employe to have dental visits without waiting periods. The employee can receive basic and major dental needs once the insurance takes effect.

A family dental insurance is also very important. Children are more susceptible to have dental emergencies, as well as receive cosmetic dental services like braces. A brace for is about $5,000.00 for one kid that could even be more without a dental plan. Without a dental insurance, you need to pay a huge amount for its cost.

A regular dental checkup prevents dental emergencies, keeping you orally healthy, which is a big help to your overall health and wellness. There is money involved in every dental visit that makes having a dental insurance a practical decision.

HMO dental Insurance

A DHMO owner can select the primary dentist from the provider’s list of accredited dentists. Should the owner require a specialist, he needs to get a referral from the provider. Expenses outside the network care are not covered by most HMO plan, except for emergencies.

HMO providers have a list of accredited dentists who are qualified and have passed their quality of service requirements. This also includes the service fee for their profession.The provider and their accredited dentists, including our dentists, have agreed on a reasonable price for every service.

Most dental insurances have less out-of-pocket expenses for dental care and services. It is common for these plans to a very low deductible or none at all! The provider usually gives you a list of services and procedures covered by our plan, as well as any copayment for any beneficiary.

There is typically no yearly calendar maximum, so you can have dental checkups as many times as you need in one year. There is no set amount for the service you receive every year, except for any limitations indicated in your plan.

Know your dental coverage. Visit or call Dr. Aarti Puri for dental services to the whole Riverside County area.